Our Team

David N. Richter,
CLU®, ChFC®

Principal

David is a Principal of TCS Insurance and brings nearly 4 decades of experience, providing a sophisticated business perspective to our planning teams. He is a passionate advocate for our clients, having seen first-hand how life and disability insurance provides security for a family. 

David’s specialty is working with organizations that have a high concentration of high-income earners (including large law firms, health systems, large medical groups, and large corporations). With TCS’s innovation and M Financial’s influence, David and the TCS team develop and deliver unique solutions to organizations by combining proprietary planning models with exclusive products. This expertise in life, disability, and long-term care insurance is aimed at enhancing and protecting our clients’ financial wellness. 

David has served in many community service roles; currently on the board of trustees for The Orion Academy, one of the only high schools in the country for children with Asperger’s syndrome and high-functioning autism.

David earned a bachelor’s degree in economics from the University of California, Berkeley.

CA Insurance License # 0711251 

David Richter - TCS