Executive Team

Dan founded TCS in 1979 and is now the CEO of TCS Insurance Agency, Inc. His individual life insurance practice evolved over time into a comprehensive business model for executive insurance programs. Dan helped develop many of the concepts that are shaping the future of the firm’s insurance markets.

Dan graduated from California State University at San Jose with a degree in business administration. He is a Founding Director of the Koret Family House, a residential facility for families with children receiving cancer treatment from the University of California at San Francisco.

John is President of Trademark Capital Services and TCS-NW and specializes in insurance planning for high net worth individuals and families, as well as for business owners and professionals in the public and private sectors. John designs sophisticated life insurance portfolios that enable clients and their advisors to optimize economic results, minimize risks, and/or expand flexibility in intergenerational wealth planning. His areas of expertise include business continuity strategies and estate tax planning. John is a committed advocate for his clients and their advisors. His inventive problem solving skills and entrepreneurial thinking drive him to create innovative solutions where others might not see outside the box.

John earned a bachelor's degree in business communications from California State University at Chico. He has served as a member of numerous boards and is currently involved with several charitable and conservation-oriented causes.

David has nearly 30 years of experience in the insurance market and is a passionate advocate for our clients having seen first-hand how life and disability insurance provides security for a family. David is focused on building relationships with professional advisors to bring his expertise in life, disability and long-term care insurance to customers. With the innovation of TCS and the influence of M Financial, David is introducing the unique solutions of TCS to large law firms, medical practices and corporations. David’s objective is to enhance and protect the financial lives of our clients by focusing on delivering the fundamental benefits of cost efficiency, plan stability and appreciation by plan participants across the US and beyond.

David earned a bachelor’s degree in economics from the University of California at Berkeley. He has served in many community service roles; David is currently on the board of trustees for The Orion Academy, one of the only high schools in the country for children with Asperger’s Syndrome and high functioning Autism.

Andrew is an invaluable internal resource for technical matters relating to life insurance planning, product selection, and policy design. His primary responsibilities include the financial modeling and presentation of advanced insurance planning concepts, which are designed to create and preserve client wealth. Andrew also assists clients in developing a clear understanding of how their insurance planning will integrate into their total financial plan and what type of impact current tax law and regulations may have on their long-term objectives. Andrew also works with existing clients to manage their insurance portfolio and to advise them on additional planning needs such as personal and family insurance protection. He is a Registered Principal with M Holdings Securities, Inc., providing internal oversight for the sale of variable life insurance and annuities.

Andrew earned bachelor's degrees in political economy and applied mathematics from the University of California at Berkeley and California State University at Sonoma, respectively. He also received a graduate degree in agricultural economics from the University of California at Davis.

With more than 20 years in the financial service and insurance industry, Debby’s role includes the benefit analysis and strategic planning necessary to accomplish the goals and objectives of our clients. Debby is also involved in the implementation and ongoing administration of TCS' multiple-life benefit plans. Her role requires a thorough knowledge of group and individual insurance, our clients' unique plan designs, and the administrative capabilities of our various insurance providers. Debby brings to TCS an extensive background in multiple-life administration; specifically, her invaluable experience in group insurance programs. Debby often lends her expertise to the design and marketing of group and individual insurance plans.

Debby earned a bachelor’s degree in education at Buffalo State College.

Ingrid is a Senior Account Manager with our Multi-Life team and oversees the daily management of many of TCS’s multi-life and individual, disability ,and long-term care accounts. Ingrid also manages the implementation and enrollment of our multiple-life benefit plans assisting clients with plan benefits, claims, billing, and enrollment. Ingrid brings to TCS an extensive knowledge of both human resources and insurance practices. Her career experience includes long-term work in the hospitality, strategic management consulting, and insurance industries.

Ingrid earned a bachelor’s degree in human resources and organizational theory at California State University at Sonoma.

Patrick has more than 15 years of life insurance industry experience in the areas of sales, marketing, customer service, and field underwriting. His extensive credentials help to ensure that our individual clients’ goals are met with the best possible products and pricing. With a comprehensive knowledge of life insurance administration, Patrick provides a superior level of service and is extremely proactive and responsive to our clients and their post issue policy needs. His positive attitude and expertise make him an invaluable asset to the individual life team.

Patrick earned a bachelor’s degree in business marketing from San Diego State University.

Steve has over seven years of insurance and financial planning experience. He holds the Chartered Life Underwriter® and Chartered Financial Consultant designations and is a vital resource to our team and clients. His expertise enhances the services we provide in the areas of new business opportunities, existing client management, and personal financial planning needs.

Steve earned a bachelor's degree in economics and a minor in mathematics from the University of San Francisco.

Charlotte brings extensive office administration experience to TCS. She supports our entire staff by lending her organizational skills to various office and client administration projects including day-to-day administration for both Multi-Life and Wealth Transfer & Estate Planning Businesses.

Tom is Chairman Emeritus of TCS-NW in Portland, Oregon. He is also the Chairman of Tyfone, Inc., a pioneer in mobile financial technology. Tom's illustrious background and "hands on" executive and board experience offer TCS-NW clients access to a unique resource. He has extensive experience working with senior management of financial institutions to provide alternative distribution and management strategies, strategic marketing initiatives, and M&A counsel.

Tom is a Member of the American and California Bar Associations and has been involved in many industry organizations for more than 30 years. He is on the board of Self Enhancement, Inc. and philanthropically involved in a number of organizations.

Prior to TCS-NW, Tom was the Managing Principal of Summerville Advisors, a strategy consulting firm. He was also a Managing Partner and Board Member of M Financial Group, at which time M Financial’s distribution force was made up of 120 Firms and generated more than one billion in revenue. Tom served as a board member during the reorganization of SAIF, Oregon's state accident insurance fund. He has advised venture capital firms on both new ventures and portfolio companies.